← Back to Insights MSME Funding

New Funding Solutions for MSMEs: Solving Drawing Power (DP) Issues

By Amaas Capital Advisory Team | May 2025 | 6 min read

Are you an MSME struggling with Drawing Power (DP) issues in your current OD, DLOD, or Term Loan? If your business needs a liquidity boost between ₹1 Crore and ₹25 Crore, a new specialized funding structure is here to help you unlock the true value of your assets.

High-Value Funding Limits

We offer flexible calculation methods to ensure you get the maximum possible limit:

  • Turnover Based: Up to 40% of your projected turnover or 5× of your Adjusted Tangible Net Worth (ATNW).
  • Profit Based: Up to 50% of your audited financials or 6× of your PBIT (Profit Before Interest and Taxes).

Maximum LTV — Get the Highest Funding Against Your Property

  • Residential/Commercial (Self-Occupied): Up to 100% LTV
  • Industrial/Mixed Use (Self-Occupied): Up to 85% LTV
  • Commercial (Rented or Vacant): Up to 80% LTV
  • Godowns/Warehouses: Up to 70% LTV

How Can You Use the Funds?

  • Working Capital: Smooth out daily operations and inventory cycles.
  • Business Expansion: Scale your reach or upgrade technology.
  • Debt Consolidation: Combine high-cost debts into one manageable facility.
  • Acquisition: Fund the purchase of a new business or competitor.